IT Contractor Mortgages

Contractor Mortgages | Specialist Mortgage advice for IT Contractors and freelance workers.

IT Contractor Mortgages

Contractor Mortgages | We  specialise in matching IT Contractor and freelancers with mortgage lenders offering highly competitive rates coupled with a wide range of flexible products.

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Buy to Let Contractor Mortgages

When discussing the reasons behind why clients entered into the Contractor or Freelancer world of working, the main reasons seem to be for the flexibility, to be in control of their own development, furthering their skillset and of course, the financial benefit.

The latter point often means that Contractors and Freelancers have a lot of disposable income and with interest rates at an all time low, many Contractors and Freelancers have turned to investment in properties in the form of Buy to Lets.

When buying a property to let you will need to decide whether your primary objective is income or capital growth.


You should be mindful that there are a number of tax issues with regards to owning properties to let in order to maximise your tax position. You can visit the ARLA website at for further information on becoming a private landlord. 

The Specialist Contractor and Freelancer Mortgage Advisors will be able to provide a comprehensive mortgage sourcing service arranging buy to let mortgages for investors with a single property right through to the professional landlord with an extensive portfolio.

The market has changed over the last 12 months with lending criteria tightening. This has placed some investors in an awkward position when remortgaging but a mortgage adviser can help in restructuring buy to let financing, allowing you to move forward and bring your investment under control.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. 

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We do not provide specific financial advice on any financial services, but general information. For specific information we will need to refer you to someone who is authorised by the Financial Conduct Authority.


IT Mortgages complies with the Data Protection Act and therefore your personal information is confidential and secure. IT Mortgages is an introduction service to a network that is FCA regulated and authorised in the UK. IT Mortgages do not charge you any fees but may receive commissions for an introduction for Contractor Mortgages .


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