Specialist Mortgage advice for IT Contractors and freelance workers.

We  specialise in matching IT Contractor and freelancers with mortgage lenders offering highly competitive rates coupled with a wide range of flexible products.

Email us : services@itmortgages.co.uk

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Buy to Let Mortgages for Contractors

When discussing the reasons behind why clients entered into the Contractor or Freelancer world of working, the main reasons seem to be for the flexibility, to be in control of their own development, furthering their skillset and of course, the financial benefit.

The latter point often means that Contractors and Freelancers have a lot of disposable income and with interest rates at an all time low, many Contractors and Freelancers have turned to investment in properties in the form of Buy to Lets.

When buying a property to let you will need to decide whether your primary objective is income or capital growth.

You should be mindful that there are a number of tax issues with regards to owning properties to let in order to maximise your tax position. You can visit the ARLA website at www.arla.co.uk for further information on becoming a private landlord. 

The Specialist Advisors in Buy to Let Mortgages for Contractors and Freelancers will be able to provide a comprehensive mortgage sourcing service arranging buy to let contractor mortgages for investors with a single property right through to the professional landlord with an extensive portfolio.

The buy to let mortgages for contractors market has changed over the last 12 months with lending criteria tightening. This has placed some investors in an awkward position when remortgaging but a mortgage adviser can help in restructuring buy to let financing, allowing you to move forward and bring your investment under control.