Specialist Mortgage advice for IT Contractors and freelance workers.
We specialise in matching IT Contractor and freelancers with mortgage lenders offering highly competitive rates coupled with a wide range of flexible products.
Email us : services@itmortgages.co.uk
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0844 332 7999
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Mortgages for Contractors, Freelancers - IT Contractor Mortgages
Are you an IT Contractor or Freelancer finding it difficult to source the right deals on contractor mortgages?
Many lenders have tightened their lending criteria over the past 2 or 3 years resulting in a restriction of mortgages for contractors and products for clients falling into the Contractor or Freelancer category. Lenders don’t recognise that Contractors do not neatly fit into the ‘employed’ or ‘self-employed’ categories much rather they sometimes sit in a grey area in between the two and as such, this often means they fall outside of the Bank’s and Building Societies’ rigid lending criteria.
However, a growing number of lenders have now identified and realise that many Contractors and Freelancers represent safe borrowers who display a history of consistent income coupled with niche skillsets and vast experience in sought after industries. This in turn allows the client to access highly competitive freelancer and IT contractor mortgages that have attractive rates with high street lenders.
In today’s lending climate it pays to find a Mortgage Advisor who knows how to overcome these issues in order to help you obtain the contractor mortgage funding that you require.
To start your search, just enter your daily rate in the contractor mortgage calculator below and we'll calculate a guideline amount you might be able to borrow.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Mortgages Insurance About us
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IT Mortgages is a trading name of Power Market Ltd, a UK Registered company No 04072879. We do not provide specific financial advice on any financial services, but general information. For specific information we will need to refer you to someone who is authorised by the Financial Services Authority.
IT Mortgages complies with the Data Protection Act and therefore your personal information is confidential and secure. IT Mortgages is an introduction service to a network that is FSA regulated and authorised in the UK. IT Mortgages do not charge you any fees but may receive commissions for an introduction .
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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